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%Interest Rate% for accent

 
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garyboyz
General Member


Joined: 30 Jun 2006
Posts: 51
Location: Penang

PostPosted: Sat Jul 01, 2006 4:03 pm    Post subject: %Interest Rate% for accent Reply with quote

How much is the rate for New Accent and 2nd hand accent car?
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david
Club Founder


Joined: 09 Jan 2005
Posts: 3316
Location: 3rd rock from sun

PostPosted: Sun Jul 02, 2006 12:11 pm    Post subject: Re: %Interest Rate% for accent Reply with quote

hi garyboyz,

the interest rate varies from banks to banks, finance to finance... there is not fixed rate set by KB... sometimes KB will have promotion allied with banks/finance to promote their cars, not to mention for certain models only.

2nd hand cars is following the market interest rate and also depends on banks/finance.

one advise from me is the 2nd value + interest rate for used Accent should not as good as own a new ones.

maybe you contact your nearest or favorite bankers/finance to find out what is the offered interest rate?

P/S: a small hint, the offered interest rate also depends on buyers' credit scoring.

garyboyz wrote:
How much is the rate for New Accent and 2nd hand accent car?

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garyboyz
General Member


Joined: 30 Jun 2006
Posts: 51
Location: Penang

PostPosted: Sun Jul 02, 2006 2:52 pm    Post subject: Reply with quote

because i c the newspaper the toyota rate for new car is 2.6%

but i go to KB, they charge me 2.9%
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david
Club Founder


Joined: 09 Jan 2005
Posts: 3316
Location: 3rd rock from sun

PostPosted: Sun Jul 02, 2006 3:07 pm    Post subject: Reply with quote

Toyota? this is not Toyota forum...

2.9% consider good liao... i think you need to know more about car market.

garyboyz wrote:
because i c the newspaper the toyota rate for new car is 2.6%

but i go to KB, they charge me 2.9%

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ycsteven
Senior Member


Joined: 21 Oct 2004
Posts: 570
Location: Kajang

PostPosted: Sun Jul 02, 2006 10:22 pm    Post subject: Reply with quote

yeah..2.9% consider good d...
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noname
Elite Member


Joined: 07 Oct 2005
Posts: 1548
Location: Petaling Jaya

PostPosted: Mon Jul 03, 2006 9:55 am    Post subject: Reply with quote

ycsteven wrote:
yeah..2.9% consider good d...


agreed with you. 2.9% considered very good rate already.

if you saw in newspaper that Honda/Toyota giving low interest rate, guarantee have condition.

What I understand is, the more you loan, the longer the period, the lower the interest rate.

Honda now is offering 2.6% but only selected model. So you cant really compare it with accent. Is totally different.
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KCKS
Elite Member


Joined: 10 Aug 2005
Posts: 1671

PostPosted: Mon Jul 03, 2006 12:38 pm    Post subject: Reply with quote

I have enquired the rate from one of the SA from KB Jln Ipoh during the roadshow at Metroprima.

He quoted me the rate of 2.99% with Public bank (recommended coz lowest rate among others banks by the SA). But he told me that sometimes the bank will have a promotion period to further lower down the rate if their customer is less. Exclamation But the latest rate is already good if we compare with the rate with local cars. Evil or Very Mad Like some others car (toyota, honda, etc) which they already have a special agreement with the bank, they can give us a lower rate as 2.6% because they want to promote their not-popular demand models only. Wink

For what i understand, the optimum loan rate is 7 years but the rate will be slightly higher if the loan period is above 7 years. And the more money to be loan, the lower the rate is. If you got others loan (housing, etc.) with the same bank with a good paymaster records, you can negotiate with the bank officer for further better rates than the market rates. Idea

noname wrote:
ycsteven wrote:
yeah..2.9% consider good d...


agreed with you. 2.9% considered very good rate already.

if you saw in newspaper that Honda/Toyota giving low interest rate, guarantee have condition.

What I understand is, the more you loan, the longer the period, the lower the interest rate.

Honda now is offering 2.6% but only selected model. So you cant really compare it with accent. Is totally different.
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scst
Junior Member


Joined: 22 Mar 2005
Posts: 127
Location: Kah Bintang Jln 223 Petaling Jaya

PostPosted: Sun Jul 23, 2006 10:56 pm    Post subject: Reply with quote

Good Evening Members, below are the latest interest rates from Public Bank for the non-national vehicle.

Disclaimer: Interest rate are subject to change without prior notice. The below table is just serve as a guideline only and subject to bank approval.

Thank You.

Courtesy from Sam Chong.


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scst
Junior Member


Joined: 22 Mar 2005
Posts: 127
Location: Kah Bintang Jln 223 Petaling Jaya

PostPosted: Mon Nov 06, 2006 9:53 am    Post subject: Public Bank Interest Rates Reply with quote

Good Morning Members, below are the latest interest rates from Public Bank for Hyundai CKD vehicles.

Disclaimer: Interest rate are subject to change without prior notice. The below table is just serve as a guideline only and subject to bank approval.

Thank You.

Courtesy from Sam Chong. Laughing Laughing Laughing




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